Pension is an essential source of income after retirement for senior citizens. It supports them financially during emergencies and helps them look after their needs at the sunset stage of life.
The Jeevan pramaan scheme..digitally provides proof of a pensioner’s existence to authorities for continuity of pension every year. Instead of presenting himself physically or through a life certificate. In a big relief to over 10 million retired employees of government and public sector undertakings (PSUs), a pensioner can now digitally provide proof of his existence to authorities for continuity of pension every year instead of requiring to present himself physically or through a life certificate issued by specified authorities.
The Jeevan Pramaan scheme, an Aadhaar-based digital life certificate for pensioners, launched by Prime Minister Narendra Modi , is one more enabling mechanism for the benefit of the common man after the push towards self-certification.
The department of electronics and information technology has developed a software application which will enable the recording of the pensioner’s Aadhar number and biometric details from his mobile device or computer, by plugging in a biometric reading device.
Key details of the pensioner, including date, time, and biometric information, will be uploaded to a central database on real-time basis, ultimately enabling the pension disbursing agency to access a digital life certificate.
This will conclusively establish that the pensioner was alive at the time of authentication.
At present, 5 million individuals draw pension from the central government alone. A similar number draw pension from state and Union territory governments. Several PSUs also provide pension benefits besides which, over 2.5 million retired personnel draw pension from the Armed Forces.
The Aadhar-based digital life certificate will go a long way in reducing hardship which so many senior citizens have to go through to produce a Life Certificate every year.The software application system will be made available to pensioners and other stakeholders on a large scale at no extra cost.